Trust Deed Investments
Secured by California Real Estate

Short- to medium-term real estate debt opportunities designed to provide consistent monthly income and capital protection through asset-backed lending.

Available to high-net-worth individuals and family offices

What Is a Trust Deed Investment?

For every active real estate investor acquiring properties there is a passive investor on the back end providing capital in the form of a loan.

The terms of this loan are documented in a contract (Promissory Note) and that contract is made known to the public that a debt is owed in the form of a recorded security instrument (Deed of Trust).

In the event of default from the active real estate investor (borrower), the investor can initiate the foreclosure process to protect their investment. The property acts as collateral for the loan. If the default is not cured before the foreclosure process is completed, the property may revert to the investor instead of receiving a full principal repayment.

In short, trust deed investors take the position of the bank.

Understanding the Investment Structure

All investments involve risk, including the potential loss of principal. Trust deed investing is no exception.

What matters is experience managing the process from:

Loan structuring
Borrower initial disclosures
Underwriting
Loan documents / Closing
Loan servicing
Borrower communication
Payoff execution

S&L Capital Group provides oversight throughout the entire lifecycle of each investment opportunity.

Speak with our Team

Through trust deeds, S&L Capital Group provides high net worth investors and Family Offices with a secured, short to medium duration investment vehicle that adds an uncorrelated fixed income component to their portfolios.

These monthly fixed income streams do not have the volatility seen in traditional fixed income investments.

Why Investors Choose Trust Deed Investments

Benefits

Secured Investment Structure

Loans secured in First Priority Position against CA real estate
Hazard insurance requested on collateral properties
Title insurance requested for each investment position

Protective Equity Position

Built-in equity buffer between loan amount and asset value
Helps protect principal in changing market conditions

Uncorrelated Returns

Trust deed investments are structured to provide stability independent of public market
fluctuations.

Not priced like bonds
Not tied to stock market volatility
Designed to deliver predictable monthly income streams

Monthly Income Stream

Payments due on the 1 st of the month and late if not received by the 10th
Structured income visibility
Predictable cash-flow planning

Multiple Exit Strategies

Investment structures may include:

borrower refinance payoff
property sale payoff
forced maturity payoff
foreclosure auction sale
property reverts back and then sold

Short- to Medium-Term Duration

Typical terms: 12–36 months

Allows investors flexibility compared to long-duration alternatives.

Adjustable Risk Profiles

Investors can align capital with:

property type
leverage position
duration
borrower strategy

Designed For Qualified Investors

Trust deed investment opportunities are typically suited for:

high-net-worth individuals
family offices
experienced real estate investors
capital allocators seeking secured income strategies

Speak with our Investment Team

Explore Current Trust Deed Investment Opportunities

Contact our team to tell us about your passive real estate investment goals. We will go into more detail explaining investor suitability and S&L Capital Group’s onboarding process.

Available to high-net-worth investors and family offices

Direct Asset-Based Bridge Lending for California Real Estate Investors

Trust Deed Investments Secured by California Real Estate