Flexible Bridge Capital for California Real Estate Investors

We work closely with investors, agents, brokers and mortgage brokers in providing quick access to capital for their investment properties.

Direct lender • In-house underwriting • Fast Feedback

Built for Investors Who Need Speed & Certainty

S&L Capital Group provides short-term bridge financing designed to solve time-sensitive real estate opportunities across California.

Whether you’re acquiring your next fix and flip project, refinancing an existing property, repositioning and stabilizing an asset, or structuring financing for a 55-unit multifamily acquisition, our lending platform is designed for speed, transparency, and execution.

We work with investors and operators of all experience levels who value:

Direct communication
Fast underwriting decisions
Reliable closings
Realistic timelines

Asset-Based Lending That Moves at Investor Speed

We primarily underwrite to the asset, not to institutional checklists that slow deals down.

We believe there’s nothing worse than waiting two weeks only to hear a loan didn’t make it through committee. If something won’t work, we’ll tell you early.

Our goal is simple:
Provide clarity quickly so you can move forward with confidence.

Loan Programs

Acquisition
Bridge Loans

Refinance
Bridge Loans

Cash-out Refinances
for Business Purposes

Value-add
Repositioning Financing

DSCR Investment
Property Loans

Property Types We Finance

1–4 Unit Residential
Investment Properties

Multifamily
(5+ units)

Industrial
Properties

Select office properties

Retail and
mixed-use assets

Across markets throughout California

Loan Parameters

Loan Amounts

$250,000 to $10,000,000+

Loan Structure

Interest-only

Loan Terms

12–36 months

Average Closing Timelines

· Sub 14 days

· Fast approvals with streamlined documentation

· Flexible structuring based on asset and strategy

Special Loan Features

· No appraisal options

· Non recourse options

· No due diligence deposits

· No exit fees

· Junior Financing allowed

Why Investors & Brokers Work With Us

Direct lender
No wall street boxes
In-house underwriting
Streamlined doc drawing process
Certainty of execution
Work directly with decision makers
Broker friendly company

Let’s Structure Your Next Investment Loan

Tell us about your property and timeline. Our team will review your scenario and respond quickly.

No obligation. Fast feedback.

Have a deal in escrow?

Direct Asset-Based Bridge Lending for California Real Estate Investors